Farm & Ranch Insurance in Lampasas, TX

Lampasas County sits at the edge of the Texas Hill Country and the Rolling Plains, and agriculture has been the foundation of the local economy for well over a century. Cattle ranches, sheep and goat operations, horse properties, and working farms are common throughout Lampasas County, and the landowners who run them need insurance coverage that is purpose-built for agricultural operations in this part of Texas. Silva and Sons Insurance Services provides farm and ranch insurance for agricultural landowners in Lampasas and across Lampasas County.

Lampasas County ranches face significant weather and environmental risks. Extended drought is a recurring challenge in this part of the Hill Country, and wildfire is a serious threat during dry periods — the cedar, mesquite, and brush-covered terrain of Lampasas County can carry fire across large areas quickly. Severe hailstorms and high winds are also common, and flash flooding along the Lampasas River and its tributaries can affect agricultural properties throughout the county. A farm and ranch insurance policy covers your dwelling, barns, equipment, livestock, stored crops, and farm liability in a single coordinated program.

Lampasas County is known for its cattle, sheep, and goat operations, and livestock coverage is a critical component of any farm and ranch program in the area. The proximity to Fort Cavazos (formerly Fort Hood) also means that many Lampasas-area landowners lease hunting rights or host outdoor recreation on their properties — agritourism liability coverage is an important consideration for any landowner who hosts visitors for hunting, fishing, or other recreational activities. Farm equipment coverage, barn and outbuilding coverage, and farm umbrella liability are also key components of a comprehensive farm and ranch program.

As an independent agency based in Liberty Hill, TX, Silva and Sons serves agricultural landowners throughout Lampasas and Lampasas County. We are not tied to a single carrier — we shop your farm and ranch coverage across multiple specialty agricultural insurers to find the program that fits your operation, your acreage, and your budget. Whether you run a cattle operation on the open range of Lampasas County, a sheep and goat ranch in the cedar breaks, or a horse property near the Lampasas River, contact Silva and Sons Insurance Services today for a farm and ranch insurance consultation.