Racing Teams & Venues Insurance

Motorsports is one of the most specialized — and most underserved — niches in all of commercial insurance. The combination of high-speed competition, large spectator crowds, expensive equipment, and significant liability exposure makes motorsports insurance a category that most general commercial brokers simply aren't equipped to handle. At Silva and Sons Insurance Services, we've built our expertise around this industry — and we offer motorsports coverage to race drivers, race teams, race associations, and race tracks in all 50 states and beyond. Whether you're running a local karting series, a regional dirt track, a professional drag strip, a road course, a freestyle motocross event, or a sanctioned oval racing league, we have the carrier relationships and the industry knowledge to find coverage that actually fits how you operate. We work with sanctioning bodies, event promoters, track owners and operators, race team owners, and individual competitors to design insurance programs that address the full range of risks involved in motorsports — from on-track incidents and spectator injuries to equipment theft and directors and officers liability for racing associations. Race track and venue operators face a particularly complex set of exposures. You're responsible for the safety of competitors, crew members, corner workers, officials, and thousands of spectators — all in an environment where high speeds and mechanical failures are inherent to the sport. Race Owners and Sponsors Liability, Spectator and Participant Liability, and Excess Umbrella coverage are essential components of any track or venue insurance program. We'll make sure your program is structured to handle worst-case scenarios so you can focus on putting on a great event. For race teams and individual competitors, we offer coverage for your race car, your equipment trailer, your spare parts inventory, and your liability exposure both on and off the track. Off-Track Storage and Contents coverage protects your investment when your race car is sitting in the shop or in transit between events. If your team has sponsors, we can help structure your coverage to meet the certificate of insurance requirements that sponsors and sanctioning bodies commonly require. If you're a race driver, race team, track operator, or motorsports organization looking for specialized racing insurance, motorsports liability coverage, or race track insurance in Texas or anywhere in the United States, contact Silva and Sons Insurance Services today.

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